Please try our wide variety of financial calculators. Interactive calculations, dynamic graphics and fully customizable reports are just a few of the features that make our calculators stand out!
Information an interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advise. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finances issues.
How much am I spending?
How much do I need for emergencies?
Should I pay down debt or invest my monthly surplus?
How long will my money last with systematic withdrawals?
Should my spouse enter the work force?
What is my current net worth?
What is my projected net worth?
What is my current cash flow?
What is my projected cash flow?
What is the value of reducing, postponing or foregoing expenses?
Historical inflation - Compare purchasing power
Will I be able to pay back my student loans?
What are the advantages of a Coverdell ESA?
What are the advantages of a 529 college savings plan?
What is the value of a college education?
What are the payments on a parental (PLUS) loan?
Should I live at home, on campus, or off campus?
When should I begin saving for my child's college?
How long until my loan is paid off?
What would my loan payments be?
Do I have too much debt?
What is the balance on my loan?
Should I consolidate my personal debt into a new loan?
Restructuring debts for accelerated payoff
Which is better: Cash up front or payments over time?
What is the impact of making extra payments on my debt?
Should I pay off debt or invest?
Home & Mortgage
Should I refinance my mortgage?
Comparing mortgage terms (i.e. 15, 20, 30 year)
Should I pay discount points for a lower interest rate?
Should I rent or buy a home?
Should I convert to a bi-weekly payment schedule?
Compare a 'no-cost' vs. traditional mortgage
What are the tax savings generated by my mortgage?
Which is better: Fixed or adjustable-rate mortgage?
Adjustable rate mortgage calculator
How do closing costs impact the interest rate?
Compare an interest-only vs. traditional mortgage
How much can I borrow from my home equity (HELOC)?
Federal income tax calculator
Should I adjust my payroll withholdings?
Will my investment interest be deductible?
How much self-employment tax will I pay?
Capital gains (losses) tax estimator
Compare taxable, tax-deferred and tax-free investment growth
How much of my social security benefit may be taxed?
What are the tax implications of paying interest?
Should I itemize or take the standard deduction?
What is my tax-equivalent yield?
2014 tax refund estimator
Tax freedom day
What is my life expectancy?
What are my needs for burial and final expenses?
How much disability income insurance do I need?
What are my chances of becoming disabled?
What are my long-term care insurance needs?
How much will I earn in my lifetime?
What are the tax advantages of an annuity?
How long will my current life insurance proceeds last?
What is the future value of an annuity?
Which is better, comprehensive plan or high-deductible plan with HSA?
Paycheck & Benefits
How will payroll adjustments affect my take-home pay?
Convert my salary to an equivalent hourly wage
Convert my hourly wage to an equivalent annual salary
What is the future value of my employee stock options?
Should I exercise my 'in-the-money' stock options?
What may my 401(k) be worth?
What is the impact of increasing my 401(k) contribution?
What may my 457 Plan be worth?
What is the impact of increasing my 457 Plan contribution?
What may my 403(b) Plan be worth?
What is the impact of increasing my 403(b) contribution?
How much can I contribute to an IRA?
How much retirement income may an IRA provide?
Should I convert to a Roth IRA?
What will my qualified plan(s) be worth at retirement?
What is my current year required minimum distribution?
What is my projected required minimum distributions?
What are my lump sum distribution options?
How do I maximize my employer 401(k) match?
What is the impact of borrowing from my retirement plan?
What is the impact of early withdrawal from my 401(k)?
I'm self-employed, how much can I contribute to a retirement plan?
Net unrealized appreciation (NUA) vs. IRA rollover?
What are my Stretch IRA distributions?
How much will I need to save for retirement?
Are my current retirement savings sufficient?
Social security retirement income estimator
How does inflation impact my retirement income needs?
I'm retired, how long will my savings last?
When should I begin saving for retirement?
Should I convert discretionary expenses to savings?
How much retirement income may my 401(k) provide?
Income generated by a savings plan
How long will it take to double my savings?
How long until my savings reach my goal?
Save now vs. save later
How much should I save to reach my goal?
What could my current savings grow to?
Calculate rate of return
How do taxes and inflation impact my investment return?
What is the effective annual yield on my investment?
Compare taxable vs. tax-free investment return
What is the value of a bond?
What is the return on my real estate investment?
What is the value of compound interest?
What is the value of a call or put option?
Taxable vs. tax-advantaged savings?
What is my risk tolerance?
What is the long-term impact of increased investment return?
Certificate of deposit (CD) analyzer
What is the dividend yield on a stock?
How do expenses impact mutual fund returns?
Certificate of deposit (CD) laddering strategy
Share Certificate analyzer
Share Certificate laddering strategy
What are my new business startup costs?
Should I pay or charge monthly, quarterly or annually?
What is the value of my business?
How many units do I need to sell to breakeven?
Should I lease or buy equipment?
What are my business financial ratios?
What is my employee total compensation package worth?
What are my tax savings with Section 179 deduction?